Home Insurance

Home Insurance is there to cover your actual house, the contents within it or both. 

It is a requirement of most mortgages that appropriate buildings insurance is in place during the term of the mortgage, so this is something that you have to have in place, and if you are purchasing a property, your solicitor is likely to request this before completion. 

Contents Insurance is there to cover your belongings within your house and is worth having in place, as this can also cover any accidental damage.

It would be our recommendation that our clients have both buildings and contents insurance combined, however this is mostly suitable for those clients who own their own houses. If you are in a rental, then your landlord will take care of the buildings insurance, and we would recommend you taking out content's insurance in this instance.

If you are landlord, then the opposite would be our recommendation, where you take out only the buildings insurance as the tenants would be the ones who should cover their contents.

Our providers for buildings and contents insurance are all 5* Defaqto rated so you can trust that the policy in place is of the highest quality which ensures that in the event of a claim, you have a higher possibility of a pay-out.

To find out more, get in touch with us and we can go through your options with you.